Every area in Kentucky, highest rent first
| Area | Type | 1 bedroom | 2 bedrooms |
|---|
| Cincinnati, OH-KY-IN | Metro | $1,051 | $1,353 |
| Clarksville, TN-KY | Metro | $1,094 | $1,346 |
| Lexington-Fayette, KY | Metro | $1,079 | $1,272 |
| Louisville, KY-IN | Metro | $1,047 | $1,272 |
| Livingston County, KY | Metro | $960 | $1,158 |
| Grant County, KY | Metro | $899 | $1,155 |
| Bowling Green, KY | Metro | $985 | $1,153 |
| Shelby County, KY | Metro | $1,027 | $1,143 |
| Owensboro, KY | Metro | $846 | $1,110 |
| Calloway County, KY | County | $837 | $1,098 |
| Franklin County, KY | County | $859 | $1,083 |
| Meade County, KY | Metro | $819 | $1,075 |
| Ballard County, KY | Metro | $817 | $1,072 |
| McCracken County, KY | Metro | $851 | $1,058 |
| Elizabethtown, KY | Metro | $846 | $1,056 |
| Simpson County, KY | County | $872 | $1,055 |
| Anderson County, KY | County | $951 | $1,042 |
| Nelson County, KY | Metro | $781 | $1,016 |
| Hancock County, KY | County | $774 | $1,016 |
| Trimble County, KY | County | $780 | $1,001 |
| Allen County, KY | Metro | $759 | $996 |
| Owen County, KY | County | $758 | $995 |
| Pike County, KY | County | $745 | $977 |
| Carroll County, KY | County | $746 | $974 |
| Huntington-Ashland, WV-KY-OH | Metro | $853 | $973 |
| Perry County, KY | County | $731 | $959 |
| Henderson County, KY | County | $764 | $949 |
| Lee County, KY | County | $740 | $939 |
| Washington County, KY | County | $708 | $929 |
| Lawrence County, KY | Metro | $720 | $926 |
| Pulaski County, KY | County | $706 | $926 |
| Todd County, KY | County | $700 | $918 |
| Carlisle County, KY | Metro | $717 | $915 |
| Boyle County, KY | County | $698 | $913 |
| Mason County, KY | County | $764 | $913 |
| Rowan County, KY | County | $735 | $911 |
| Union County, KY | County | $694 | $911 |
| Montgomery County, KY | County | $690 | $905 |
| Floyd County, KY | County | $689 | $904 |
| Madison County, KY | County | $785 | $904 |
| Garrard County, KY | County | $821 | $900 |
| Hopkins County, KY | County | $686 | $900 |
| Marshall County, KY | County | $772 | $884 |
| Laurel County, KY | County | $676 | $881 |
| Barren County, KY | County | $662 | $868 |
| Butler County, KY | Metro | $660 | $866 |
| Carter County, KY | Metro | $703 | $866 |
| Adair County, KY | County | $683 | $866 |
| Bath County, KY | County | $668 | $866 |
| Bell County, KY | County | $790 | $866 |
| Breathitt County, KY | County | $714 | $866 |
| Breckinridge County, KY | County | $690 | $866 |
| Caldwell County, KY | County | $714 | $866 |
| Casey County, KY | County | $790 | $866 |
| Clay County, KY | County | $759 | $866 |
| Clinton County, KY | County | $660 | $866 |
| Crittenden County, KY | County | $660 | $866 |
| Cumberland County, KY | County | $701 | $866 |
| Elliott County, KY | County | $683 | $866 |
| Estill County, KY | County | $790 | $866 |
| Fleming County, KY | County | $703 | $866 |
| Fulton County, KY | County | $660 | $866 |
| Graves County, KY | County | $660 | $866 |
| Grayson County, KY | County | $712 | $866 |
| Green County, KY | County | $790 | $866 |
| Harlan County, KY | County | $699 | $866 |
| Harrison County, KY | County | $790 | $866 |
| Hart County, KY | County | $747 | $866 |
| Hickman County, KY | County | $660 | $866 |
| Jackson County, KY | County | $660 | $866 |
| Johnson County, KY | County | $696 | $866 |
| Knott County, KY | County | $683 | $866 |
| Knox County, KY | County | $745 | $866 |
| Leslie County, KY | County | $790 | $866 |
| Letcher County, KY | County | $759 | $866 |
| Lewis County, KY | County | $660 | $866 |
| Lincoln County, KY | County | $753 | $866 |
| Logan County, KY | County | $660 | $866 |
| Lyon County, KY | County | $660 | $866 |
| McCreary County, KY | County | $790 | $866 |
| Magoffin County, KY | County | $790 | $866 |
| Marion County, KY | County | $660 | $866 |
| Martin County, KY | County | $683 | $866 |
| Menifee County, KY | County | $683 | $866 |
| Mercer County, KY | County | $660 | $866 |
| Metcalfe County, KY | County | $755 | $866 |
| Monroe County, KY | County | $660 | $866 |
| Morgan County, KY | County | $660 | $866 |
| Muhlenberg County, KY | County | $660 | $866 |
| Nicholas County, KY | County | $696 | $866 |
| Ohio County, KY | County | $660 | $866 |
| Owsley County, KY | County | $683 | $866 |
| Powell County, KY | County | $660 | $866 |
| Robertson County, KY | County | $660 | $866 |
| Rockcastle County, KY | County | $741 | $866 |
| Russell County, KY | County | $660 | $866 |
| Taylor County, KY | County | $790 | $866 |
| Wayne County, KY | County | $677 | $866 |
| Webster County, KY | County | $660 | $866 |
| Whitley County, KY | County | $660 | $866 |
| Wolfe County, KY | County | $683 | $866 |
Metro areas cover several counties under one Fair Market Rent; nonmetropolitan counties each get their own. The typical (middle) 2-bedroom FMR across Kentucky's 101 areas is $866.
Income needed to rent in Kentucky
To keep rent and utilities within 30% of gross income, the federal line for housing cost burden, a household needs about $34,640 a year ($16.65 an hour, full time) to afford the typical 2-bedroom Fair Market Rent of $866 in Kentucky. That ranges from about $34,640 in Wolfe County, KY to $54,120 in Cincinnati, OH-KY-IN.
Fair Market Rents are benchmarks, not listings: HUD sets them at the 40th percentile of gross rent for standard-quality units, so newer apartments and the most popular neighborhoods usually cost more. Use the rent affordability calculator to compare your own income with any area.
Frequently asked questions
What is the fair market rent in Kentucky?
HUD's FY2026 Fair Market Rent for a 2-bedroom ranges from $866 (Wolfe County, KY) to $1,353 (Cincinnati, OH-KY-IN) across 101 areas in Kentucky. The middle area in the state is about $866.
Source: HUD Fair Market Rents, FY2026. Our data.